So I go to a public university, and I don't get any financial aid or have any scholarships. I understand that the money in my college fund is money my father has earned through working many years for the federal government, plus interest. I know I don't have quite enough to make it a full four years (trying to graduate in three), and that makes my parents and me concerned, obviously. I'm looking to live in an off-campus apartment, because it saves money. And my mother never believes me when I tell her that. She's convinced it will cost more. Let me break it down for you.
Living on campus is $4,500 per semester. A semester is 4 months long. So I'm paying out $9,000 for 8 months. This includes the meal plan though, which is about $1,000 of that.
The off-campus apartment complex I'm looking at is $425 a month plus utilities for a 4-bedroom. Living in an apartment dictates that I live in it year round, even during breaks. Some people move out for the summer, to save money, but I would probably stay just to keep from going back to my family. (Yes I am an asshole blahblahblah. My relationship with my parents isn't very good, I really don't need to get into it.) So $425 for 12 months is 5,100. Plus utilities, which get split evenly with the roommates, so you're looking at like 20-30 a month, maybe less? And then I also have to buy food. But groceries would also be split between everyone, so that wont be too bad either.
I feel like there's a few thousand I could easily save going that route. That's money I can spend on maymester or summer classes to try to pack in as many credits as possible in minimal time. Also, if I live in town year round, I will be able to hold a steady job (many of which either wont hire if you aren't here 12 months a year, or only hire like right as the semester starts.) What this means is even more money, which can be used to pay for rent, classes, food, a car, and really any other expense.
To me this sounds like an easy decision and I don't understand why my parents (read mother) try to fight me over it around every corner. I dunno. I'm angry and want to blow something up and I need to go grab my laundry./rant
TL;DR FUCK COLLEGE